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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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7 Money Mistakes You’re Making in Your 20s

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To get around this, buy items you can use more than a handful of times—it’s more economical and friendlier to the environment. Paying credit card interest or fees. A credit card can be a useful tool. The credit card companies have enough money, so why give them more?

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7 Apps to Teach Kids About Money

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A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. RoosterMoney is primarily an allowance app for kids, but it’s particularly handy for teaching kids about saving for short-term and long-term goals.

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Use Mindfulness to Transform Your Financial Well-Being

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We’ve talked before about setting and achieving goals , and one of the simplest (though not easy) techniques to accomplish your financial dreams is developing the habit of mindfulness. Building a mindfulness practice starts with awareness of yourself and your environment. What is mindfulness?

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. If you are paying back credit card debt, your minimum monthly payment should go in this category. Understand and build your credit score.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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It all started with a goal. In the two years since accomplishing that goal, I have gone on to start a multi-seven figure business; attracted a social media audience of more than 3 million; hosted the No. I wanted to save $100,000 by age 25. What does it mean to pursue financial feminism? One of my favorite tools is the “Money Date.”

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44 Ways to Kick-Start Your New Year

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Is there one thing that will make the difference between actually achieving your goals and chalking them up to yet another year’s unfulfilled resolutions? Visualize your goals as already complete. Write a 101 life-goal list. I want my financial future to be bright and to have no worries when I’m older and ready to retire.

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