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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. And you may want to carefully consider big spending decisions.

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8 Pieces of Financial Advice for New College Graduates

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You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Invest in the stock market.

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3 Steps to Take Before Going Into Business for Yourself

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Before going into business for yourself, you should have an account set aside to save for these additional expenses. Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. Additionally, many companies offer a retirement plan and match employees’ contributions. Create a plan.

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44 Ways to Kick-Start Your New Year

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I want my financial future to be bright and to have no worries when I’m older and ready to retire. I want to evaluate my cost-of-living expenses and see where I can cut back. Create an environment fostering your success. Also, consider your environment—is your home or office dreary or energizing? Cut up credit cards.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. This might mean leaving your work environment (that Airbnb getaway is looking better and better), or even speaking about yourself in the third person.

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