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7 Money Mistakes You’re Making in Your 20s

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You’re out at a restaurant or a bar with some friends and you want to split the bill, but you don’t have cash. Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.” It all feels a bit much. There are tons of tools—online and other—to help you figure it all out.

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