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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.” It all feels a bit much. There are tons of tools—online and other—to help you figure it all out.

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7 Money Mistakes You’re Making in Your 20s

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You’re out at a restaurant or a bar with some friends and you want to split the bill, but you don’t have cash. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. Do you have the cash and feel like it’s still worth it? Withdrawing money from an ATM that isn’t your bank.

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Free Blog Posts | Men With Pens

Men With Pens

Limited time offer discounts, periodical sales, and fliers four times a year. I’m glad my blogging fame doesn’t interrupt my trip to the zoo with the kids or a candlelit dinner at a fine restaurant. They LIMIT their “free&# , and still get plenty of bang for their buck. So it even pays off in an indirect way.

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