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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. Consider it my gift to you, my fellow budgeters. I honestly love gift-shopping. They also double as a kind of mini gift to yourself when you file your tax return in April.

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What Is the Best E-Commerce Platform?

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More importantly, they vary in terms of cost, learning curve and functionality. And the payment platform supports all major credit cards and PayPal. For a cost- and time-effective means to get your business off the ground, Zyro is a solid e-commerce platform option. Of course, it accepts major credit cards and PayPal.

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How to Know If You’re Financially Ready to Start a Business

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After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes).

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7 Ways to Save Money on Groceries without Clipping Coupons

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Other reasons include: Increased labor costs: The cost of producing food is rising as the labor market tightens. According to the Federal Reserve Bank of Kansas City, a tight labor market means wage increases, which have increased the costs of production, labor and distribution.

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. Stonehouse explains it’s also costs associated with flights, transportation, meals, parking, interview wardrobe, devices on which to conduct a remote interview and more. A new suit. Two days of meals.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. For example, shipping services are trying to counteract the dip in spending by cutting shipping costs for businesses.

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8 Pieces of Financial Advice for New College Graduates

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If you received money as graduation gifts, that is a perfect start to an emergency fund. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. Use your emergency fund to cover the cost as much as possible.