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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

Success

We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Be realistic when you’re setting budgets for each category—you need to eat (groceries), but you probably don’t need that chevron maxi skirt (shopping/clothing).

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12 Gift Ideas Under $50 For Everyone On Your List

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From tech and food surprises to beloved travel products and home goods, these $50 and under gifts will help you get your holiday shopping done so you can enjoy more of the holiday season with (slightly) less stress. It’s about the size of a credit card and designed to work with phones (or phone cases) up to ½ inch thick.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

Success

Anytime I thought about the trip or the project came up as a topic of conversation in meetings, I found myself spiraling down a path of worst-case scenarios: What if the server had put something in my food? What if he wrote down my name from my credit card and used it to find out who I was? are money and work.

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How 30 Days of Kindness Made Me a Better Person

Success

It’s a warm September day in New York, but he’s sitting under a mountain of ragged bits of clothing, towels and blankets. It’s only the sixth day of my month-long challenge to find the joy in making someone’s day every day and up until now, I had felt like a failure. In the other hand, he clutches a nearly empty bottle of cheap vodka.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. We need to take the shame and stigma out of wearing [or] using thrifted [or] consigned clothing and see it as a boon to everyone!”

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

Once I feel I've captured every idea on a note, I find a stretch of wall and stick each idea up. "Heads Up. " The playing field of the world is leveling off which means that the competition, pace and stress levels are at maximum. I write down one task or to-do on a Post-It, and put it up on a wall.

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