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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

Budget 278
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12 Gift Ideas Under $50 For Everyone On Your List

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From tech and food surprises to beloved travel products and home goods, these $50 and under gifts will help you get your holiday shopping done so you can enjoy more of the holiday season with (slightly) less stress. It’s about the size of a credit card and designed to work with phones (or phone cases) up to ½ inch thick.

Gifts 261
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related. According to the American Psychological Association, some of the leading causes of stress in the U.S.

Medical 278
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How 30 Days of Kindness Made Me a Better Person

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It’s a warm September day in New York, but he’s sitting under a mountain of ragged bits of clothing, towels and blankets. Their father, who had dark circles under his eyes, rubbed the bridge of his nose as his credit card was declined a second time. Make a meal for a friend who’s stressed. Compliment a stranger.

2022 362
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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. We need to take the shame and stigma out of wearing [or] using thrifted [or] consigned clothing and see it as a boon to everyone!”

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

" The playing field of the world is leveling off which means that the competition, pace and stress levels are at maximum. But ironically, all that unfinished "little stuff" can stress us out more than the big projects we haven't gotten around to yet. It beats keeping it bottled up causing more stress.

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