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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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The cost of building a life isn’t. Be realistic when you’re setting budgets for each category—you need to eat (groceries), but you probably don’t need that chevron maxi skirt (shopping/clothing). Try not to stress the first month. It all feels a bit much. Write it down as you go.

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How 30 Days of Kindness Made Me a Better Person

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It’s a warm September day in New York, but he’s sitting under a mountain of ragged bits of clothing, towels and blankets. Their father, who had dark circles under his eyes, rubbed the bridge of his nose as his credit card was declined a second time. This explains why we help people, even at a cost to ourselves.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. For example, shipping services are trying to counteract the dip in spending by cutting shipping costs for businesses.

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