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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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How to Experience Luxury in Everyday Life

Success

Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.

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How to Find Your Money ‘Why’

Success

When people are tired or temptations are especially aggressive (hello, holiday season!), How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. Pink things for breast cancer awareness?

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

The Spiral Notebook Purchase (and then use!) If you need to write/send your holiday cards then look at your calendar and schedule it in. When you make an online purchase, print out the receipt and place it in the file folder marked for that particular month. Use it to manage overwhelm when your world is freakin'!

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