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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Companies can gauge employees’ interest in financial wellness programs by conducting anonymous surveys, she adds.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. A survey from Debt.com found that millennials carry the highest debt load—13% of that age group have accrued $10,000 to $30,000 in debt. However, it’s not just lifestyle creep that’s causing this growing debt.

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The Biggest Financial Mistakes to Avoid in Your 20s

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In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Leaving money on the table Financial planners advocate for maximizing retirement savings to meet employer matches. You have to balance a sense of security with a robust life in your 20s.”

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Retired professor Timothy G. Wiedman, D.B.A.,

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How to Know If You’re Financially Ready to Start a Business

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Unfortunately, the odds aren’t necessarily in their favor: A survey of pandemic entrepreneurs found that more than half believe their business will fail within the year without extra aid. Are you currently earmarking 15% to 20% of your income for retirement? In the wake of mass layoffs and resignations, the U.S.

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The Biggest Financial Mistakes to Avoid in Your 20s

Success

In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Leaving money on the table Financial planners advocate for maximizing retirement savings to meet employer matches. You have to balance a sense of security with a robust life in your 20s.”