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NOVEMBER 15, 2022
So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? Even more confident. These days, my biggest “little” indulgence is the way I use my credit card reward points.
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OCTOBER 31, 2022
Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. As you think about your personal finances heading into 2023, credit card debt should be top of mind. What does financial security look like in 2023?
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AUGUST 2, 2021
It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. For some people, that might be doubling down on a budget to track your spending. Determine the facts. Change takes time.
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APRIL 24, 2023
Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money. Or perhaps you promise yourself you’ll sit down and create a budget but never find the time. Avoiding unpleasant finance topics now with toxic positivity will hurt you in the future if you don’t have a plan.
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JUNE 28, 2021
If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Stay away from accumulating credit card debt. They create their own good luck.
Office Dynamics
SEPTEMBER 23, 2013
• Finding Peace of Mind in Your Pocketbook: How to Ditch Debt, Build a Budget and Show Your Money Who’s Boss Christy Wright (Financial Pillar). They inspire greatness and confidence in us, and build us to return as better employees with in our organizations. Over 100 million American’s carry a credit card balance.
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JULY 25, 2022
But as you incorporate this practice into your monthly routine, you’ll not only gain a comprehensive understanding of your finances , but also the confidence with which to create and maintain a plan that aligns with your financial goals. Don’t trust yourself to use a credit card daily but still want to earn perks and boost your credit score?
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