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2023 Financial Forecast: How to Prepare for the Year Ahead

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Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. As you think about your personal finances heading into 2023, credit card debt should be top of mind. What does financial security look like in 2023?

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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. For some people, that might be doubling down on a budget to track your spending. Determine the facts. Change takes time.

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16 Rich Habits

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If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Stay away from accumulating credit card debt. They create their own good luck.

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How to Manage Yourself When Making the Move to Self-Employment

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You ideally need to make sure you have enough running costs of the business to run for 6 months as well as making sure you have enough to pay for living expenses. Make sure you get rid of unnecessary expenses and cut back on others, such as eating out or your weekly shopping budget Eliminate any money wasters such as unused subscriptions.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Break free of debt. Get paid what you’re worth. Invest in the stock market.