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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover. It was almost impossible on my own.

Budget 264
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Business Travel Is Back: How to Maximize Your Miles

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And although Neff likes his current card, he wouldn’t pass up the right offer for a different one—one with a big sign-up bonus, for example. Neff isn’t the only professional preparing to rack up airline miles again in 2022. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

Travel 321
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Track your budget. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Somehow as we age, #adulting is just supposed to be intuitive.

Finance 279
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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. Plot smart career moves in a slower economy.

2023 306
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7 Ways to Save Money on Groceries without Clipping Coupons

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Keep reading for ways to help you make the most of your budget. from April 2022 to April 2023. This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. Why are groceries so expensive right now? Cook at home.

Staples 262
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Debt is a normal part of most people’s personal finances—according to the Consumer Credit report released by the Federal Reserve, in February 2022 Americans had $4,481 in debt on average. It is no secret that the gender wage gap continues to persist in 2022. Break free of debt. It’s not inherently bad.