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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Why are groceries so expensive right now? This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. Other reasons include: Increased labor costs: The cost of producing food is rising as the labor market tightens.

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. William Stonehouse III, president and co-founder of Crawford Thomas Recruiting, has an eye on the trend of paying for interviewing expenses. A new suit. An airplane ticket to another interview.

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3 Ways to Avoid Overspending During the Holidays

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Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses. Photo by @chloeboulos/Twenty20.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly.

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4 Smart Money Moves to Plan for Financial Security

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This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. Despite that, 53% of millennials surveyed in the National Financial Capability Study didn’t have an emergency fund that could cover even three months of expenses. Pay off your debts by interest rate.

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The Ubiquitous Anywhere Worker — A Passing Fad Or The Future Of Work?

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In 2021, over 15 million Americans described themselves as digital nomads. It has meant that workers can retain (or increase) their salaries whilst cutting costs in other areas. . This represents a staggering increase of 112%, from pre-pandemic levels. The trend is driven by the desire to combine remote work with travel.