Personal Loan vs Credit Card vs Debit Card: When to Use Each
Dumb Little Man
NOVEMBER 4, 2019
When is the best time to get a personal loan, swipe a credit card or use a debit card to consolidate debt? Choosing whether to get a personal loan or credit card depends on your spending habits, the status of your credit score, the amount of money you need, and the time it will take for you to repay the debt. For instance, your credit score highly influences your chances of loans, credit cards, or mortgages getting accepted.