Success
NOVEMBER 8, 2021
On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. Understand interest.
Success
MARCH 27, 2022
Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3 Many purchases are wants, not needs.
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Tips From T. Marie
JUNE 17, 2021
Purchasing traditional business cards used to be one of the first official things you did when you started your own business. Today, with everything from file storage to forms being offered electronically, many business startups are abandoning the traditional business card altogether. But should they?
Success
MARCH 9, 2022
While there are some things that we truly can’t pay for, in many cases, we technically could afford the item or experience that we’re talking about by not spending money on other things, or by using some form of savings or financing. In most cases, we are actually choosing not to purchase it. Think about it. This is an illusion.
Success
JULY 20, 2021
Maybe you dream of attending drama school one day or purchasing recording equipment to help with your podcasting side gig (don’t we all?). This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. For me, this is collecting limited-release sneakers.
Make or Break Moments
SEPTEMBER 3, 2010
The sales associate greeted us with a smile, a basket to gather our purchases and the knowledge that you can get a pair of earrings free with the purchase of two other pair. My daughter finally made her selections and I retrieve my checkbook only to discover that I can only write the check for up to $40 of the purchase.
Success
JUNE 23, 2023
You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. In its simplest form, budgeting is building a plan around what comes in and goes out each month. It’s like stealing from yourself now to pay for purchases later.
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