8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Huge credit card debt can feel like a crushing, impossible burden that you need to carry for months, years, or even a lifetime – but it doesn’t have to be. With a few simple steps and a good deal of discipline, credit card debt can be whittled down, paid off, and eventually eliminated for good. Just imagine how good it’ll feel to not owe your hard-earned money to a credit card company. Of course, your budget needs a category for credit card payments!

Personal Loan vs Credit Card vs Debit Card: When to Use Each

Dumb Little Man

When is the best time to get a personal loan, swipe a credit card or use a debit card to consolidate debt? Choosing whether to get a personal loan or credit card depends on your spending habits, the status of your credit score, the amount of money you need, and the time it will take for you to repay the debt. For instance, your credit score highly influences your chances of loans, credit cards, or mortgages getting accepted.

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Good Practices for A Successful Dropshipping Business In 2019

Dumb Little Man

The consequence of this complaint is that several customers end up registering a dispute or a chargeback with the payment processor or credit card issuer. At times, it’s more so than the purchase price rendering the process unfeasible. This kind of app creates a hybrid model where you can automate the dropshipping process and preparing to scale by purchasing products stock.

2019 129

3 Reasons to Ditch Your Leather Wallet and Go Digital

Dumb Little Man

A lot of it comes down to what we’re used to doing, and what we’re used to is handing over a plastic card. In the not-too-distant past, credit and debit cards were the new payment methods, out to replace the wad of cash or the checkbook in your pocket. Over time, the credit cards gained acceptance by being convenient and offering financial incentives. A digital wallet retires the card shuffle. Paying your credit card bill online seems instant.

2019 200

What Happens If You Delete A Paid App On Your Iphone or Ipad?

Dumb Little Man

Does the application store keep records of who purchased an app? Does it matter if I paid for it with a credit card? Most application stores maintain their purchase records for a long period of time. Go to your purchases and lick the app in question. Any purchase with a credit card is likely to have a detailed record of the transaction. If you have a problem with any purchase, you can contact the seller.

2019 156

10 Awesome Tips On Finding The Best Deals Online

Dumb Little Man

Going to a local shop to purchase an item is an outdated job. Online shopping also makes it easier for us to purchase an item from any state in the country or even abroad. The habit of using coupon codes will always give you a better deal on every purchase. If an online shopping store allows the use of coupon codes and scratch cards on Friday, then wait for that day. Please don’t make a decision to purchase in a hurry. Use of credit and debit cards.

2019 189

Simple Money Hacks That Every Millennial Needs To Know

Dumb Little Man

payment options make it all too easy to make spur-of-the-moment purchases. Learning to separate necessities from luxuries is an important step in not only being able to save money, but also to pay off personal and student loans and credit cards while also being able to put money aside for the future. If the media reports, editorials, and advice columns are to be believed, millennials can leave a lot to be desired when it comes to saving and spending money wisely.

2019 178

Being a Single Parent of Three, This is What I Advise All the Moms

Dumb Little Man

If you are planning to do the same, you have to be very particular about the items you choose to purchase from the sale section. For example, I purchase items in bulks that have long expiry dates such as cereals and frozen products. I purchase less organic products which can expire soon. For clothing, I purchase one or two sizes bigger clothing that can come handy next year and so on and so forth. Today, I attended the graduation party of my twin boys.

2019 149

How to Find an Affordable Engagement Ring — Without Sacrificing Quality

Dumb Little Man

The phrase affordable engagement ring probably makes you think of a lot of things: weird lighting in malls, trays of identical-looking rings, and maybe even your credit card bill. Before making your purchase, check on some of the additional services your jeweler offers and the fees associated with them. So you might want to choose a company like With Clarity that offers complimentary resizing within a certain time frame after your purchase.

2019 142

Online Side Gigs: Earn Well and Reduce Your Carbon Footprint Versus A Traditional Side Job

Eco-Office Gals

online retailers and auction site sellers do not ship purchases overseas, charge too much for international shipping, or do not accept international credit cards.”. The side gig has become increasingly popular for people of all ages whether it is a recent grad riddled with debt or a new father trying to save a little each monthly.

How To Protect Yourself From Counterfeits

Dumb Little Man

Websites that sell counterfeit merchandise could be used to scrape personal data and credit card numbers, which can be sold on the dark web for an additional profit. Moreover, three in ten people had no idea that they purchased a fake product, not until it generated some unpleasant, disastrous results. Why do counterfeits matter? Just buying a knockoff purse doesn’t actually hurt anyone, right?

2019 190

How to Apply Good Financial Habits to the Rest of Your Life

Dumb Little Man

Like credit card debt, sleep debt is a dangerous thing. Pure impulse purchases are bad for your finances and life. It’s easy to see how having good money habits can make you feel better. More money in your pocket means you are able to go grocery shopping and get that fancy cheese, get your oil changed, and maybe shell out for another TV subscription. However, you may not have considered the psychological and health impacts that having better money habits can have.

2019 184

Finance for Recruitment Entrepreneurs

Recruit CRM

month of May 2019. Similarly, if you were to pay a rent of $3000 for May 2019 but have not yet paid this then the liability side of the balance sheet will reflect a row ‘Rent Payable’ $3000. So if you have purchased a computer for $1000 then, you are basically using up $200 per year.