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6 Real-Life Budgeting Tips to Save More Money

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While I’ve been financially frugal my whole life, knowing how to save money is a skill that can be easily taught. I learned this financial lesson the hard way. I have different credit cards for different rewards, but I only swipe a few of them on a daily basis. I make an average salary. I contribute to my 401(k) monthly.

Budget 290
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Drew Parker, creator of The Complete Retirement Planner, encourages young adults to check their credit score each year, aiming for that sweet spot of 720+, where you will receive the best loan, mortgage and credit card rates.

Finance 279
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I was on the receiving end of sexist, negative comments from male supervisors, and I learned that the majority of women earn 82 cents for every dollar earned by their male counterparts. In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 Leverage credit to your advantage.