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6 Real-Life Budgeting Tips to Save More Money

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While I’ve been financially frugal my whole life, knowing how to save money is a skill that can be easily taught. I have different credit cards for different rewards, but I only swipe a few of them on a daily basis. This article was published in January 2018 and has been updated. I make an average salary. Well, practice.

Budget 290
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns.

Finance 279
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 Leverage credit to your advantage. People are often shocked to learn I don’t have a debit card. I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions.