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7 Apps to Teach Kids About Money

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Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). This one comes with a monthly fee, so add that line item to your own budget if you plan to use it. Parents can set up allowances and give their kids a prepaid debit card.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Instead of a little black dress, it’s a “little budget diary.” Get rid of a $5,000 credit card balance. I never learned about personal finance in school. Behold the new LBD.