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What Is Zero-Based Budgeting?

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This sum-total approach to personal finances boasts major savings, but not for free. When you assume full responsibility for your finances, a funny thing starts to happen. If a zero-based strategy sounds like your speed, buckle up. It is a budget that is built from the ground up, starting at zero.

Budget 246
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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. The most recent recession was in 2020 and only lasted a couple of months, whereas the 2008 recession lasted about 18 months. Beef up your emergency fund.

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How to Prepare for a Recession

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Talk of a recession might have some people remembering the fear and hardships of the Great Recession in 2008, or even the disruption of the COVID-19 recession in 2020 , which lasted only two months. Eliminating a debt payment from your budget frees up funds for different uses and means you aren’t paying interest on outstanding balances.

Budget 189
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Technology of the week: Expensify

Practically Perfect PA

Expensify’s moto is “Expense reports that don’t suck!” ” Founded back in 2008 Expensify have a number of features that make processing expenses easier. There are a few different elements that make up the Expensify website, here are just a few features. Processing expenses does suck!

Payroll 100
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Small Business News World Round-up – 2009/12/08

The Small Business Blog

Small Business News World Round-up – 2009/12/08 by Stefan Töpfer on Dec 08, 2009 Here is this week’s news round-up for home business, micro business, sole-traders, freelancers, self-employed and any one who is interested in small business news from around the world.

2009 100
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The worst business start-up mistakes | THE SMALL BUSINESS BLOG

The Small Business Blog

The worst business start-up mistakes by Stefan Töpfer on Jan 29, 2009 Although many people decide to try and realise their dream of starting their own business, unfortunately it often turns into a nightmare for them. Also, it is important not to lose focus of your main priority as a small business: making money. Digg Furl Netscape Yahoo!

UPS 100
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Small Business Start-Up Idea – Sign-Making Service | THE SMALL.

The Small Business Blog

Small Business Start-Up Idea – Sign-Making Service by Stefan Töpfer on Apr 09, 2008 Sign manufacture is a fun way for you to earn some extra income. Business environment and set-up cost: This is primarily a local business because you will work closely with clients and be responsible for installing the signage.

UPS 100