Remove Credit Card Remove Goals Remove Health Remove Medical
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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

2024 290
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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Instead of getting discouraged, try breaking the bigger goal into smaller pieces to make the process more manageable. How do you build an emergency fund?

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What Is My Net Worth?

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A positive net worth is a sign of financial health; the higher your number, the better you’re doing. You may be spending more than you earn and using credit cards to help you cover expenses. Liabilities are debts you owe others, like a loan or a balance on a credit card. Why do I need to calculate my net worth?

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

Budget 278
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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. Set goals and start saving for them today. Your goals don’t have to be big and lofty.

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How Toxic Positivity Can Hurt Your Finances

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While staying positive is essential to reaching your goals, pushing aside or suppressing negative feelings can make things worse in the long run. Resilience , on the other hand, lets you keep moving through a challenging situation like a scary medical diagnosis or job loss while still being able to acknowledge that things are hard.

Finance 276
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Have a Strategic Plan So You Can Cash Out On Your Terms

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Even if you find the perfect new position, it’s still important to focus on your long-term goals and make a plan for leaving the workforce altogether. Include a buffer for inflation, rising medical and prescription costs and unexpected emergencies. Make small steps to achieve your goals. Final thoughts.