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Handbook for Life: 52 Tips for Happiness and Productivity

Stephanie LH Calahan

Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.  Goals are important, but not at the expense of happiness now. It’s not an easy goal, either, but you can retire early by cutting back on your living expenses, increasing your income, and investing the difference.

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

Get More Peace By Using A Planner Using a planner - whether it is an expensive store-bought planner or a spiral-bound notebook frees our mind which reduces stress. When your credit card statement comes in, and after you have paid the bill, place the statement along with your month-end bank statement in the file folder.

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