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4 Smart Money Moves to Plan for Financial Security

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They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. Start a retirement plan. You’re young, and retirement probably feels light-years away.

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How Toxic Positivity Can Hurt Your Finances

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Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up. Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money.

Finance 283
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

Medical 278
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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. Whether you fear change, making mistakes, taking risks or simply failure, conquering these emotions is about leaning in just a little until you build up confidence. It’s amazing how much confidence helps.

Mentoring 317