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How to Experience Luxury in Everyday Life

Success

Not only is the anticipation of an event or splurge just as fun (or sometimes more fun!) Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Cashback points don’t come close to the interest charges you will pay when you carry a credit card balance.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

It can be tricky when things come up like holidays, especially those gift-giving holidays, because they also coincide with events like buying new winter clothes for my kids, or family parties, teacher gifts,” she says. Refuse to enter January with a new pile of credit card debt There’s a reason credit card companies love the holidays.

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44 Ways to Kick-Start Your New Year

Success

I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Review your expenses as a couple. Cut up credit cards.

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Why You Don't Need to Mimic Someone Else's Fame | Men With Pens

Men With Pens

I may already have found my own voice, but I may still be incompetent about certain issues, events, etc. As if getting them on the phone is too expensive, like it used to be. Because even today (sigh), it is too expensive for me to get hundreds of people on the phone every day. I just think most of it wants your credit card.

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

When you start the day, you have a plan and can be proactive rather than just reacting to events. You can make that first step easier by supporting yourself: comfy clothes, your favorite music, an organizing buddy, etc. What you're working on is fresh in your mind and you'll remember things you need to do. Stop The Madness!

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