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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Regularly review your goals and adjust them as needed, such as increasing your retirement savings if you get a salary increase.

Goals 245
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44 Ways to Kick-Start Your New Year

Success

Join a class at your fitness club, an exercise group or a team sport. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Take a dance or fitness class. Cut up credit cards. Keep friends close.

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16 Timeless Truths of Financial Freedom

Success

My new career was straight commission—zero salary. The rich get richer because the system is designed so that those two asset classes increase. In 1994, I decided to teach a class on women and money. I knew the class would be a success, and it was. In my first year out of college, I was in commercial real estate.