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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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7 Ways to Save Money on Groceries without Clipping Coupons

Success

Keep reading for ways to help you make the most of your budget. But with some simple changes to how you shop, you can stretch your food budget further. Many stores offer loyalty cards or points you can redeem on future orders or at the gas pump. Why are groceries so expensive right now? from April 2022 to April 2023.

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10 Christmas Organizing Tips

Ian's Messy Desk

You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. If you have to search for a gift-wrap supply each time you need to use it, that’s not organized or easy. Ask people what they want for gifts. Set a budget. Shop on-line.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Work from a Budget. Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. Add a small buffer for unexpected gifts for people you forgot to include, or for people who unexpectedly gave you a gift and you feel you have to reciprocate. image via Wikipedia.

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8 Pieces of Financial Advice for New College Graduates

Success

Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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10 Christmas Organizing Tips

Ian's Messy Desk

You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. If you have to search for a gift-wrap supply each time you need to use it, that’s not organized or easy. Ask people what they want for gifts. Set a budget.

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Small Business World News Round-up – 2009/12/15

The Small Business Blog

The small gain, along with a fifth straight increase in sales, raised hopes that businesses will begin restocking their depleted shelves, helping… Most small businesses plan no ‘09 bonuses, survey shows : More small-business employees can expect no end-of-year bonuses or gifts for 2009. — ST.

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