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10 Best Financial Management Tools for Personal and Professional Use

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So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. Empower also features calculators for education savings, net worth, personal budgets and investments, among others. YNAB YNAB follows the zero-based budgeting method, where you must account for every dollar that comes in.

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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. The rewards on business credit cards can be more lucrative than those on consumer cards.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. Photos by Shutterstock /APGHEDIA.

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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. For some people, that might be doubling down on a budget to track your spending. Determine the facts. Change takes time.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Invest in the stock market. Photos by ©Sarah Wolfe and Studio B Seniors.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. Your part-time consulting job likely won’t cover all the bills, so you may need to cut the fat from your household budget. Secure a “consulting” gig.

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