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5 Smart Money Hacks to Help You Budget for the Holidays

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How can anyone on a budget relax about money during the holidays? Of course, we can make attempts like embracing self-care. Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Be honest. I honestly love gift-shopping.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Online personal development courses can help you build inner peace and soft skills. New Year’s resolution ideas to improve personal finance Create a monthly budget. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Improve your credit score.

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The Biggest Financial Mistakes to Avoid in Your 20s

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A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). What’s more, because people often experience some shame around some of their financial challenges, employees can participate in YNAB courses anonymously.

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The Biggest Financial Mistakes to Avoid in Your 20s

Success

A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

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How to Find Your Money ‘Why’

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Of course, this is by design. How many bath bombs have been purchased on credit cards in the name of self-care? Take a moment to list your financial priorities : remodeling the house, saving up an emergency fund, freeing yourself from credit card debt, building a college fund. Don’t list too many.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting. But of course, she doesn’t want to sacrifice her kids’ memory-making. “I I have to budget for the holidays too, as my kids deserve a childhood that is magical,” she says.

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