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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. Check out your expenses from last month and then categorize each transaction.

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Ten Simple Ways to Go Green On A Budget

Eco-Office Gals

Most people associate “going green” with buying expensive products like organic vegetables, environmentally friendly cleaning products, and electric cars. Without further ado, here are ten simple ways to go green on a budget. . This tip will save you money on your water bills. Don’t buy bottled water. Don’t use drinking straws.

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Worried About Ever-Increasing Prices? 5 Ways to Reduce Your Utility Bills

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Heating or cooling your home can be a significant expense, especially if you live in a place prone to extreme weather. You probably won’t save hundreds of dollars every month by making these changes, but every little bit helps your budget and is money you’ll have to spend elsewhere, like on groceries or child care.

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Online Degree Program Tips for Stay at Home Moms

Productivity Bits

Studying online also allows you to save money and not eat much into your household budget. Armed with only your computer and the Internet, you can forgo the additional expenses of lodging, clothes, transportation expenses and paying for a nanny. If you are one of the 5.6

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Administrative/Clerical: Cheap Ways to Look Good for Your Annual Review

Office Dynamics

While you can expect to review your accomplishments and weaknesses and go over job performance tips during the process, you can also use the time allotted for your annual review to let your boss know that you''re interested in other positions, so it''s important that you look professional.

Attire 100
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10 Easy Ways to Make Your Home More Eco-Friendly

Eco-Office Gals

And, while these certainly fit the bill, they aren’t always the most budget-conscious options for everyday individuals who simply want to minimize their negative effects on the Earth. We’ve gathered ten tips for making your dwelling as eco-friendly as possible, even on the smallest of budgets. Turn Everything Off — Really Off.

Clothes 100
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Administrative/Clerical: Cheap Ways to Look Good for Your Annual Review

Office Dynamics

While you can expect to review your accomplishments and weaknesses and go over job performance tips during the process, you can also use the time allotted for your annual review to let your boss know that you’re interested in other positions, so it’s important that you look professional.

Attire 100