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2023 Financial Forecast: How to Prepare for the Year Ahead

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The rate of inflation, or measure of price increases, hit the highest level in more than 40 years in 2022. Inflation likely peaked in 2022, but will probably come down only gradually in 2023—and may not get back to pre-pandemic levels by year-end, Horneman says. Consider 2022: The S&P 500, a benchmark for the U.S.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Retired professor Timothy G. Do you know where your money is going? Wiedman, D.B.A.,

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover. And fantasy, I’ve learned, is important, especially when your default setting is a fiscally stressful reality and “hobbies” that include devouring articles on finance, budgeting, inflation and retirement. Photos by Boyloso/Shutterstock.

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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There are no headlines about the vast majority of people who have burned time and money into creating digital art that no one ever purchases. And it’s just a matter of time before there are a variety of cryptocurrency index funds for retail investors to add to their retirement portfolio. It’s natural to be intrigued by all the buzz.

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Meet the Christmas Tree Farmers Keeping the Spirit of Christmas Alive

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Many farmers forgo the wholesale market by welcoming visitors to purchase fresh trees—one of some 25 million sold in the U.S. At some of the 15,000 Christmas tree farms across the United States, this picture-perfect scene isn’t fiction. every year. How do Christmas tree farms work ? It looked like a Hallmark movie.

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Lessons From Past Recessions

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Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items. As of August 2022, the economy has already seen two months of negative GDP growth, but the National Bureau of Economic Research (NBER) hasn’t officially declared one yet.

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Can COVID Booster Shots Save Your Business? 

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The boosters are widely available , and price is not an issue: the federal government purchased plenty of doses to give away for free to anyone approved to get one. We have known since early 2022 that, according to a CDC study , the original vaccine’s effectiveness against Omicron fades quickly. and elsewhere around the globe. .

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