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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. If I wanted them picked up from school, or to go for a quick after-work run, I had to pay a sitter. It added up. How did I rationalize spending money that put me slightly over budget?

Budget 263
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although there are multiple ways to ‘tidy up’ your money , a list that you return to monthly or quarterly allows you to keep track of specific areas each time, giving you better data. See how your spending breaks down and determine where (or if) you need to adjust your budget.

Goals 297
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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. It’s going to be unlike the ride up,” he says.

2023 273
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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. But if you have miles loaded up on a card, it can be a lot easier.”. Neff isn’t the only professional preparing to rack up airline miles again in 2022.

Travel 305
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Set yourself up for success.

Finance 276
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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. In 2022, YNAB launched a financial wellness benefits package for employers that includes access to online classes, workshops and more.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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That is, I had a resource and was able to use it to lift myself up as well as lift up another woman in my community. Growing up as a millennial, I and many others were taught that gender equality was settled with the 19th Amendment, which gave women the right to vote. Break free of debt. It’s not inherently bad.