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APRIL 8, 2024

It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S.

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Credit Card Retirement Lifestyle Expenses 130

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OCTOBER 31, 2022

Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 306

2023 Credit Card 2022 Finance 306

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JULY 20, 2021

Besides all the external factors that have essentially set them up for, well, failure (think the Great Recession and the COVID-19 pandemic), only 16% of millennials can be considered financially literate, according to George Washington University’s Global Financial Literacy Excellence Center. Start a retirement plan.

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Retirement Finance Expenses Goals 328

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JULY 19, 2022

As the world begins to open back up, many of us hesitate to give up this flexibility. A 2021 report uncovered that 40% of traditionally-employed American workers are considering a transition to self-employment in the next two years. Additionally, many companies offer a retirement plan and match employees’ contributions.

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Retirement Expenses Budget Credit Card 321

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SEPTEMBER 21, 2021

There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. wrote out “a simple index card with ‘$$$$’ written on it” that reminded him to prioritize cash flow. “To If it dries up, the body dies. Secure a “consulting” gig.

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Salary Credit Card Mentoring Budget 363