2021 Credit Card Expenses Retirement 
Success
APRIL 8, 2024
It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S.
Success
OCTOBER 31, 2022
It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. Plot smart career moves in a slower economy.
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Success
JULY 20, 2021
They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. So only adjust your emergency fund if your monthly expenses increase, you get a raise, or you gain dependents.
Success
JULY 19, 2022
A 2021 report uncovered that 40% of traditionally-employed American workers are considering a transition to self-employment in the next two years. Before going into business for yourself, you should have an account set aside to save for these additional expenses. If you’re struggling to save money, take a look at your budget.
Success
SEPTEMBER 21, 2021
There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. This article originally appeared in the September/October 2021 issue of SUCCESS magazine. Secure a “consulting” gig.
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