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8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Huge credit card debt can feel like a crushing, impossible burden that you need to carry for months, years, or even a lifetime – but it doesn’t have to be. With a few simple steps and a good deal of discipline, credit card debt can be whittled down, paid off, and eventually eliminated for good. Just imagine how good it’ll feel to not owe your hard-earned money to a credit card company. Of course, your budget needs a category for credit card payments!

3 Reasons to Ditch Your Leather Wallet and Go Digital

Dumb Little Man

A lot of it comes down to what we’re used to doing, and what we’re used to is handing over a plastic card. Scanning your phone or smartwatch instead is different, and human behavior is hard to change. In the not-too-distant past, credit and debit cards were the new payment methods, out to replace the wad of cash or the checkbook in your pocket. Over time, the credit cards gained acceptance by being convenient and offering financial incentives.

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30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Even worse is when your forget to purchase the actual item you came to the store for in the first place. Most utilities and other recurring bills can be set to be charged to a credit card or deducted from a checking account these days. Avoid credit cards with annual fee. Just make sure that the card does not charge you any annual fees.

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How to Find an Affordable Engagement Ring — Without Sacrificing Quality

Dumb Little Man

The phrase affordable engagement ring probably makes you think of a lot of things: weird lighting in malls, trays of identical-looking rings, and maybe even your credit card bill. At With Clarity, our main concern is that you love your ring, so our expert gemologists share these tips with countless customers on the phone each day — and now we’re sharing them with you.

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How to Apply Good Financial Habits to the Rest of Your Life

Dumb Little Man

Like credit card debt, sleep debt is a dangerous thing. Pure impulse purchases are bad for your finances and life. If that means turning off your phone and getting rid of push notifications, do it. It’s easy to see how having good money habits can make you feel better. More money in your pocket means you are able to go grocery shopping and get that fancy cheese, get your oil changed, and maybe shell out for another TV subscription.

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