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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

Success

What I took from this is that, if we don’t deny ourselves small pleasures, we have a better chance of sticking to our main goal. These days, my biggest “little” indulgence is the way I use my credit card reward points. This article originally appeared in the November/December 2022 issue of SUCCESS magazine.

Budget 264
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Stacey Abrams’ New Co-Authored Book Details the Struggles Black Entrepreneurs Still Face and Why Business Partnership Differences Can Be Your Superpower

Success

For this reason, many Black business owners cannot access loans from traditional lending institutions and often turn to credit cards, their own savings or nonprofit community lenders. They dip into retirement savings, run up credit card debt or ramp up slowly while juggling day jobs. Copyright © 2022 by Stacey Y.