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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.

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Men With Pens

For me, professionally, I share your financial freedom model with money providing the currency to afford living a comfortable lifestyle with the occasional extravagance. It’s more like what you have described for yourself – not having to budget and think about how much is in my bank account before making a purchase.

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