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The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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7 Money Mistakes You’re Making in Your 20s

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Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. The credit card companies have enough money, so why give them more? Something else to look out for is annual fees.

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5 Smart Money Hacks to Help You Budget for the Holidays

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So, how can we enjoy the holidays without stressing about the inevitable dent they’ll leave in our savings? But the stress of starting the new year already over budget detracts from the fun of finding items friends and family will love. But when you factor in travel costs, it sometimes makes sense to bring the bash to you.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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I was traveling on business and planning to open a new franchise in the area, I said. As a Black professional, he had been through his own set of uncomfortable interactions traveling on business and was all too familiar with the array of characters you meet and the variety of tactics used to wiggle out of uncomfortable environments.

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8 Pieces of Financial Advice for New College Graduates

Success

College graduation is exciting and stressful as you look for a job and start work in your chosen field. You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. 30% is for wants, like entertainment, eating out or travel.

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Handbook for Life: 52 Tips for Happiness and Productivity

Stephanie LH Calahan

Doing less will make you happier, because your life won’t be so hectic and filled with stress. You will become more productive, procrastinate less, be less stressed. Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.     Do less.     13. 

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