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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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According to a Gallup survey , only one in three Americans prepares a detailed household budget. Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Unfortunately, the entire experience was spoiled by an incident at a popular breakfast restaurant. What if he wrote down my name from my credit card and used it to find out who I was? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related.

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