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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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A healthy guideline is to have between six and 12 months worth of expenses set aside,” Kemp says. Welcome to adulthood, where your credit score is (hopefully) lit. Credit Karma is a great free resource to track the progress of your credit score. Retired professor Timothy G. Enroll in a 401(k) plan, like, yesterday.

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