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5 Long-Term Financial Goals and How to Achieve Them

Success

These goals provide motivation, direction and discipline when managing your finances. Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. Add a small buffer for unexpected gifts for people you forgot to include, or for people who unexpectedly gave you a gift and you feel you have to reciprocate. Often you can find brand-new merchandise at bargain prices.

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10 Tools to Help You Track Your Money

Productivity Bits

I’ve said in the past that finance is an area that you have to be productive as well. This is a guest post by David, co-founder at Credit Card Compare , one of Australia’s top independent services allowing consumers to compare balance transfer rates in order to pay less interest per month. a month, to $99.95