Success

APRIL 10, 2023

Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. Subtract your net income from your net expenses.

Goals 307

Goals Credit Card Retirement Budget 307

Success

FEBRUARY 13, 2023

Ignoring the flash isn’t easy, and creating a system that works for you can take time and trial and error. A popular and relatively straightforward system is the 50/30/20 method. Your percentages may vary based on your expenses and income. No one has a crystal ball to tell them how much they’ll need in retirement.

Credit Card 291

Credit Card Retirement Budget Finance 291

Success

JUNE 23, 2023

Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. By focusing on a few key areas, you can create a system that works for you. You may not get your expenses to match the 50/30/20 percentages.

Credit Card 265

Credit Card Budget Retirement Expenses 265

Success

JUNE 28, 2021

It’s true: Habits are neural pathways stored in the basal ganglia, a golf ball-size mass of tissue right in the center of our brains, in the limbic system. Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up.

Mentoring 318

Mentoring Budget Goals Credit Card 318

Success

JULY 25, 2022

I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education.

Credit Card 280

Credit Card Retirement Finance Negotiating 280

Stephanie LH Calahan

DECEMBER 23, 2010

Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.  The problem with many of us is that we always think that we’ll be happy when we reach a certain destination — when we get a certain job, or retire, or get our dream house.   Create simple systems.

Goals 100

Goals Credit Card Retirement Stress 100