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44 Ways to Kick-Start Your New Year

Success

I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Review your expenses as a couple. Cut up credit cards.

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

Get More Peace By Using A Planner Using a planner - whether it is an expensive store-bought planner or a spiral-bound notebook frees our mind which reduces stress. When your credit card statement comes in, and after you have paid the bill, place the statement along with your month-end bank statement in the file folder.

AT&T 100