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5 Smart Money Hacks to Help You Budget for the Holidays

Success

With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? So, how can we enjoy the holidays without stressing about the inevitable dent they’ll leave in our savings?

Budget 328
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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

Goals 288
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10 Great Gift Ideas for Coworkers

On The Job

While it seems like everyone should be in a jolly mood around the office because it's the holiday season, there is also a lot of stress. And here's some reasons why: Do you buy the boss a gift? Should you get something goofy or something nice for the office gift exchange? What should you get your "work spouse"? Packing cubes.

Gifts 158
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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras.

Holidays 325
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What I Learned from Keeping a Gratitude Journal

Success

I could live to be 100 and never understand why coffee companies print that word so unbearably small on their labels. Two days later, the sleepy, snappy malaise that hovered over our house like some gray beast was gone, and holiday joy had returned. You can keep them anywhere. The tiny word on the label. I would rather not have walls.

Learning 363
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8 Pieces of Financial Advice for New College Graduates

Success

If you received money as graduation gifts, that is a perfect start to an emergency fund. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. Understand and build your credit score.

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Is your customer service “naughty” or “nice?”

Service Untitled

Consumer Reports just came out with their holiday report card giving holiday shoppers some interesting facts Santa’s helpers will surely want to consider before buying gifts either at the mall or online. It seems the company could be shooting itself in the foot when charging more at the mall.