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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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According to a Gallup survey , only one in three Americans prepares a detailed household budget. Be realistic when you’re setting budgets for each category—you need to eat (groceries), but you probably don’t need that chevron maxi skirt (shopping/clothing). Try not to stress the first month. Write it down as you go.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Unfortunately, the entire experience was spoiled by an incident at a popular breakfast restaurant. After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related. According to the American Psychological Association, some of the leading causes of stress in the U.S.

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