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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related. What if he knew the front desk agent and found out exactly what hotel and room I was staying in?

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. A familiar pillowcase can bring comfort if you’re homesick, or it can be filled with clothes to make an extra pillow or backrest.

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