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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

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How 30 Days of Kindness Made Me a Better Person

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It’s a warm September day in New York, but he’s sitting under a mountain of ragged bits of clothing, towels and blankets. It wasn’t for lack of trying, but rather questioning whether seemingly small gestures were actually accomplishing my goal. In the other hand, he clutches a nearly empty bottle of cheap vodka. Be consistent.

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44 Ways to Kick-Start Your New Year

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Is there one thing that will make the difference between actually achieving your goals and chalking them up to yet another year’s unfulfilled resolutions? Visualize your goals as already complete. Write a 101 life-goal list. Reach my financial goals. Verbally appreciate at least 10 people a day Get eight hours of sleep.

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Save Time Doing Simple Things that ADD UP to Major Time Savers

Stephanie LH Calahan

Be prepared for the Worst - Carry An Extra Key    Keep an extra car key in your wallet, in a compartment intended for pictures or credit cards. Have your clothes laid out, your briefcase or the kids’ backpacks, and whatever else you need to take with you, all set out.   Don't let this be you!)

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

I stand back, and begin moving notes until the ideas start flowing into easy categories: Blog, Projects, Home, Family, Health - etc. Use the notebook for everything you want to keep track of: to do lists, grocery lists, client meetings, phone calls, dreams and goals. Choose a simple, no frills style that is easy to handle.

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