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5 Smart Money Hacks to Help You Budget for the Holidays

Success

With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays.

Budget 328
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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

Goals 274
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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras.

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10 Christmas Organizing Tips

Ian's Messy Desk

Does it seem like the holidays bring too much to do? By organizing Christmas this year you can help to make this a low-stress holiday. Automate your card list. You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. Set a budget.

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How to Stop a Mooching Co-Worker

On The Job

As the holiday season approaches, it can be much more fun around the office. Brad is the guy in the office who never seems to have even a dollar on him to contribute to a colleague's birthday gift. He also has not paid you back for the lunch you paid for because he didn't have his credit card with him at the time.

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10 Christmas Organizing Tips

Ian's Messy Desk

Does it seem like the holidays bring too much to do? By organizing Christmas this year you can help to make this a low-stress holiday. Automate your card list. You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center.

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How to Save Money on Christmas Spending

Ian's Messy Desk

You’re well into the holiday shopping season and these tips may be too little, too late for many of you. Work from a Budget. Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. A gift card or homemade Christmas baking work well for these situations.

Gifts 100