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10 Best Financial Management Tools for Personal and Professional Use

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We’ve put together a list of the best financial management tools for both personal and professional use. Personal Finance Tools Personal financial needs are often a little different from those of a business. Professional money management tools tend to be extremely robust and not always suited to individuals. Plus, it’s free.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. There are tons of tools—online and other—to help you figure it all out.

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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. The rewards on business credit cards can be more lucrative than those on consumer cards.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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You might even consider mapping out your resolution using a simple tool like a goal-setting worksheet. New Year’s resolution ideas to improve personal finance Create a monthly budget. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Reduce debt.

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Transforming Your Relationship with Money

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We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Determine the facts.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly. Save for big purchases.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). People who follow the YNAB rules report an increase in savings, lower debt and a higher credit score, he adds.