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5 Smart Money Hacks to Help You Budget for the Holidays

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How can anyone on a budget relax about money during the holidays? Of course, we can make attempts like embracing self-care. So, how can we enjoy the holidays without stressing about the inevitable dent they’ll leave in our savings? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? These days, my biggest “little” indulgence is the way I use my credit card reward points.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Human resource leaders have observed cash-strapped employees reducing retirement contributions and talking about how money-related stress has negatively affected their work lives, according to a 2022 financial benefits study conducted by Morgan Stanley at Work. Amid high inflation the need for such benefits has become even more apparent.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Start a daily meditation or mindfulness practice to reduce stress and enhance focus. Read at least one book per month to reduce stress and expand your knowledge. Online personal development courses can help you build inner peace and soft skills. New Year’s resolution ideas to improve personal finance Create a monthly budget.

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Data Safety First: 3 Tools To Help Secure Your Business Online

Allwork

Here are three great tools to consider when boosting your organization’s security: 1Password 1Password offers a convenient way for businesses to store, manage, and protect sensitive information — like login credentials and credit card data. The study found that the service also “increased employee productivity worth $158,000.”

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.